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Rosselkhozbank will pay interest on the deposit in advance. Rosselkhozbank deposit “Interest in advance. Deposit "Interest in advance"

23.06.2023

Today Rosselkhozbank is on everyone’s lips. Every Russian at least knows about the existence of this financial organization. And many successfully use the services it provides. Today Rosselkhoz is in 6th place among 600 banks in Russia. He earns a considerable part of the profit from clients who are offered good rates on deposits. Today, Rosselkhozbank holds more than 2.76 billion rubles (assets). This means people trust him with their money. And for many, this is a reason to think: maybe they should also open a deposit there?

Deposit "Interest in advance"

This is, one might say, a last minute offer. It is valid until February 28, 2017. Many deposit rates today at Rosselkhozbank seem attractive, but this is a special offer. And here are the conditions:

  • You can open a deposit for either 395 or 548 days;
  • the minimum amount is 3000 rubles;
  • replenishment is not possible;
  • expense transactions are not available;
  • automatic renewal is not carried out;
  • rate - 7.2% (395 days) and 7.4% (548 days).

The most important thing is that the person will receive all the interest immediately! To be more precise, on the first working day after the Benefit is great. For example, you can take a round sum - 1,000,000 rubles. By investing it for the maximum period (548 days), a person will immediately receive 111,100 rubles as profit. Instant income is what attracts people to this tariff. No wonder it's the most popular right now.

Special offers

Now it’s worth listing other deposit rates. Today, “Pension” is popular at Rosselkhozbank. People, presenting the appropriate identification, can open such a deposit. The minimum amount is only 500 rubles. The maximum is two million. Available for any amount, but expense transactions are not provided. The rates are:

  • for 395 days - 7.3%;
  • at 540 - 7.7%;
  • at 730 - 8%.

So what's the benefit? If a pensioner invests 100,000 rubles for the maximum period, then at the end he will receive 117,288 rubles.

But for such amounts there are more favorable deposit rates. Today, the Amur Tiger is popular at Rosselkhozbank. The terms are the same as in the case of “Pension”, but the rates are as follows: 7.85%, 8.1% and 8.05% per annum. In this case, it is most profitable to make a deposit for 540 days. Having invested the same 100,000 rubles, after 18 months a person will receive 12,150 rubles as profit. The only caveat is that the minimum amount is 50,000 rubles. But under such conditions it is really better to invest the maximum amount.

"Classical"

This is the most advantageous offer that Rosselkhozbank has. Interest rates on deposits differ according to many criteria. It all depends on the term, currency, method of transferring interest (every month, at the end of the term or with capitalization). Even the method of opening a deposit (in a branch or remotely) matters. It would take a long time to list all the options, but it’s better to talk about the one for which everyone goes to Rosselkhozbank.

The interest on deposits will be the most profitable if a person applies for “Classic” through a remote service channel for a period of 1460 days (48.5 months) with payment at the end of the term. The amount can be any, but not less than 3,000 rubles. And the rate will be 8.55% per annum. If a person invests a million, then at the end of the period he will receive 346,750 rubles as profit.

The maximum dollar rate is 1.3%. In euros - 0.35%. The minimum deposit is 100 $/€. And the conditions are the same, the most profitable solution is to open a deposit for 1460 days.

Other offers

Well, the benefits that are currently beneficial for pensioners and ordinary individuals have been listed above. Finally, a few words about other proposals. There are also tariffs for which people turn to Rosselkhozbank.

Deposits in rubles can be very profitable. Take, for example, “Cumulative”. If you open a deposit through a remote service channel, the maximum rate will be 7.45% per annum. This is the case if a person invests 1,000,000 rubles for 540 days. The maximum period, by the way, is 1095 days. And the minimum is 91 days. But the maximum amount is limited - 10,000,000 rubles or 300,000 dollars/euro. By the way, the best rates in this currency are 1.2% and 0.35% per annum. The advantage of this tariff is that the deposit can be replenished. But at least 3000 rubles/100 dollars/100 euros.

The last advantageous offer is the “Managed” tariff. Not only deposits are available, but also partial withdrawals. The rule here is simple: the more, the higher the bet. The best offer is to open a deposit for 540 days with a balance of 500,000 rubles. The maximum deposit amount is 10 million.

These are the most favorable rates. The rates are different and so are the conditions. But each tariff is subject to one single rule: the more the client invests, the more substantial his profit will be.

2.11.2016

Rosselkhozbank has launched a new offer for individuals - the “Interest in advance” deposit. The key feature of the product is a one-time payment of interest at the beginning of the deposit term.

The deposit term can be 395 or 540 days, interest rates are set depending on the term at 7.2% and 7.4% per annum, respectively. The minimum down payment is 3,000 rubles, the maximum deposit amount is not limited. Interest due for the entire term is credited to the payment card account opened with the Bank.

The offer is valid from 11/01/2016 to 02/28/2017 (inclusive). Detailed information about the “Interest in advance” deposit can be found on the Bank’s website.

When opening a deposit in the amount of 50,000 rubles or more, a free card is issued with the “Amur Tiger - card to deposit” tariff plan with a yield of 7% per annum.

Latest Contributions and Deposits

05/27/2019 Rosselkhozbank increases interest rates on deposits of individuals
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A new offer from Rosselkhozbank - a profitable deposit Interest in advance. The contract can be drawn up from 11/01/16 to 02/28/17. An additional bonus for those who invest 50 thousand rubles. and more will be issued a free debit card with the Amur Tiger tariff plan.

Conditions

  • Currency: rubles;
  • Duration of placement of funds: 395 or 548 days;
  • Minimum amount: from 3 thousand rubles. no maximum amount restrictions;
  • Special conditions: payment of interest on the first day after the amount is received on the account.

Interest rate

The interest rate depends on the duration of the agreement:

  • 395 days – rate 7.2%;
  • 548 days – percentage 7.4%.

The interest rate is the same for all depositors and does not change with an increase in the deposit amount.

Deposit calculator Interest in advance

How to open

You can conclude an agreement at a bank branch during the period from November 1, 2016 to February 28, 2017 (the offer is valid only during this period).

Income

The profit from an investment can be increased by concluding a contract for the longest possible period.

Interest payment

Interest is paid the very next day after the agreement is signed and funds are transferred to the bank account specified in the agreement.

Capitalization and extension are not possible. It is not possible to carry out debit transactions while maintaining the interest rate.

Additional Information

Conclusion of an agreement for an amount of more than 50 thousand rubles. will allow you to receive a free Amur Tiger debit card - a card for your deposit. It provides for the accrual of interest on funds in the current account - 7% per annum, which can become a source of additional income. Only the first card is serviced free of charge (it is possible to open up to 8 cards of the international payment systems Visa or MasterCard).

Deposit operations Interest in advance

The Interest in advance deposit is concluded for one of the proposed terms, with the return of the invested amount at the end of the agreement and receipt of interest on the first day after the receipt of funds from clients to the bank's account.

Replenishment

Not provided.

Removal

Only percent.

Early termination: possibly with recalculation of interest at the demand interest rate.